| Banks | Average Interest Rate (%) | Average Lending Rate (%) |
| Access Bank | 10 | 26.1 |
| ADB Bank | 6.3 | 22.9 |
| Bank of Africa | 16.1 | 26.4 |
| Bank of Baroda | 16.1 | 15.1 |
| BSIC | 8.9 | 27.2 |
| Barclays Bank | 12.4 | 18.1 |
| CAL Bank | 9 | 27.2 |
| Ecobank | 9.6 | 25.9 |
| Energy Bank | 5.6 | 27.7 |
| First Atlantic Bank | 9.1 | 24.6 |
| FBN Bank Ghana | 9.4 | 27.9 |
| Fidelity Bank | 10.1 | 21.3 |
| First National Bank | 11.7 | 21.5 |
| GCB Bank | 8.7 | 25 |
| GN Bank | 13.3 | 22.3 |
| Guaranty Trust Bank | 7.3 | 24.8 |
| Heritage Bank | 7.7 | 30.2 |
| HFC Bank | 9.9 | 28.9 |
| National Investment Bank | 11.4 | 30.4 |
| OmniBank | 14.7 | 30.4 |
| Premium Bank | 13.6 | 33.5 |
| Prudential Bank | 10.5 | 26.3 |
| Sovereign bank | 12.2 | 33.7 |
| Standard Chartered Bank | 4.9 | 17.8 |
| Societe Generale Bank | 9.2 | 18.9 |
| Stanbic bank | 8.9 | 18.6 |
| The Royal Bank | 14.5 | 33 |
| United Bank for Africa | 10.6 | 27.9 |
| Universal Merchant Bank | 7.1 | 26.2 |
| Unibank | 13.4 | 35.7 |
| Zenith Bank | 11.6 | 21.8 |
| INDUSTRY AVERAGE | 10.4 | 25.7 |
Data: Bank of Ghana